Coverage up to RM80,000 for RM1.47/day

    Exclusively for members of Sarawak Medical Services Union

    Group Multiple Benefits Insurance Scheme (GMBIS) covers all members of SMSU, their legal spouse and children at the same premium rate.

    Terms and conditions apply.

    8 Great Benefits

    RM80,000 coverage for RM44/month

    Covers 45 critical illnesses

    2X payout for accidental death & TPD

    Covers spouse & children

    Same premium rate for all ages

    Protection until 70 years next birthday

    Flexible cash withdrawal

    Portable & continuous coverage

    • Premium RM50
    • Premium RM100
    • Premium RM150
    • Premium RM200
    • Premium RM300
    • Premium RM400
    • Coverage provided under this scheme
      Benefits Sum Assured
      Premium of RM50 / month
      45 critical illnesses RM60,000
      Death (natural cause/due to illness) RM60,000
      Accidental death RM180,000
      Total and Permanent Disability (TPD) (due to illness) RM60,000
      Total and Permanent Disability (TPD) (due to accident) RM180,000
      Funeral expenses RM5,000
      Total Investment Value (TIV) (Based on the Net Asset Value (NAV))
    • Coverage provided under this scheme
      Benefits Sum Assured
      Premium of RM100 / month
      45 critical illnesses RM120,000
      Death (natural cause/due to illness) RM120,000
      Accidental death RM360,000
      Total and Permanent Disability (TPD) (due to illness) RM120,000
      Total and Permanent Disability (TPD) (due to accident) RM360,000
      Funeral expenses RM5,000
      Total Investment Value (TIV) (Based on the Net Asset Value (NAV))
    • Coverage provided under this scheme
      Benefits Sum Assured
      Premium of RM150 / month
      45 critical illnesses RM180,000
      Death (natural cause/due to illness) RM180,000
      Accidental death RM540,000
      Total and Permanent Disability (TPD) (due to illness) RM180,000
      Total and Permanent Disability (TPD) (due to accident) RM540,000
      Funeral expenses RM5,000
      Total Investment Value (TIV) (Based on the Net Asset Value (NAV))
    • Coverage provided under this scheme
      Benefits Sum Assured
      Premium of RM200 / month
      45 critical illnesses RM240,000
      Death (natural cause/due to illness) RM240,000
      Accidental death RM720,000
      Total and Permanent Disability (TPD) (due to illness) RM240,000
      Total and Permanent Disability (TPD) (due to accident) RM720,000
      Funeral expenses RM5,000
      Total Investment Value (TIV) (Based on the Net Asset Value (NAV))
    • Coverage provided under this scheme
      Benefits Sum Assured
      Premium of RM300 / month
      45 critical illnesses RM360,000
      Death (natural cause/due to illness) RM360,000
      Accidental death RM1,080,000
      Total and Permanent Disability (TPD) (due to illness) RM360,000
      Total and Permanent Disability (TPD) (due to accident) RM1,080,000
      Funeral expenses RM5,000
      Total Investment Value (TIV) (Based on the Net Asset Value (NAV))
    • Coverage provided under this scheme
      Benefits Sum Assured
      Premium of RM400 / month
      45 critical illnesses RM480,000
      Death (natural cause/due to illness) RM480,000
      Accidental death RM1,440,000
      Total and Permanent Disability (TPD) (due to illness) RM480,000
      Total and Permanent Disability (TPD) (due to accident) RM1,440,000
      Funeral expenses RM5,000
      Total Investment Value (TIV) (Based on the Net Asset Value (NAV))

    Product Brochure | Product Disclosure Sheet | Terms and Conditions

    For more information, feel free to reach out to your dedicated group servicing agent:

    Mr. Paul Moh | 016-6068377 | paulmoh.gmbs@gmail.com 

    Mr. Kenny Siaw | 019-4141339 | kenny.gmbs@gmail.com 

    Ms. Lina Ting | 016-5223701 | sunshine.eminentsibu@gmail.com 

    Ms. Samantha Chin | 019-8884967 | chin_raymond36@yahoo.com 

    Protecting you over 37 years

    Enhance your existing protection by getting a retirement gratuity on top of your EPF savings with GMBIS as a voluntary investment-linked plan.

    500
    Partners
    10
    Industries
    1,000,000
    Customers
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    Common Reporting Standard (CRS) Declaration (Member and Life(s) to be Assured)

     

    Common Reporting Standard (CRS)

    The Company is required to collect information regarding the tax residency status of each Account Holder in order to comply with the Income Tax Act 9947 and the Income Tax (Automatic Exchange of Financial Account Information) Rules 2016 (“collectively referred to as Malaysian Laws on International Tax Compliance”). The Malaysian Laws on International Tax Compliance implement the standard for automatic exchange of financial account information in tax matters, commonly known as Common Reporting Standard (“CRS”), developed by the Organisation for Economic Co-operation and Development (“OECD”).

    Pursuant to the Malaysian Laws on International Tax Compliance, the Company may be legally obliged to share the information provided by an Account Holder and other financial information with respect to the financial accounts of an Account Holder with the Inland Revenue Board of Malaysia (“IRBM”). IRBM may exchange such information with the tax authorities of another jurisdiction or jurisdictions in which the Account Holder may be tax resident pursuant to an intergovernmental agreement to exchange financial account information.

    Each jurisdiction has its own rules for defining tax residence. If you have any questions on how to determine your tax residency status, you should consult your tax adviser or the information could be obtained at the OECD automatic exchange of information portal [http://www.oecd.org/tax/transparency/automatic exchangeof information.htm]. The Company will not be in a position to provide assistance beyond the information set out herein.

    Note: In the case of a Cash Value Insurance Contract or an Annuity Contract, the Account Holder is any person entitled to access the Cash Value or change the benficiary of the contract. If no person can access the Cash Value or change the beneficiary, the Account Holder is any person named as the owner in the contract and any person with a vested entitlement to payment under the terms of the contract. Upon the maturity of a Cash Value Insurance Contract or an Annuity Contract, each person entitled to receive a payment under the contract is treated as an Account Holder.

    Common Reporting Standard (CRS) Declaration

    I certify that I am the account holder (or I am authorised to sign for the account holder) in respect of this policy.

    I acknowledge that the information contained in this form, including information regarding the Account Holder and any reportable account(s) may be reported to IRBM and exchanged with the tax authorities of another country or countries in which the Account Holder may be tax resident, pursuant to intergovernmental agreements to exchange financial account information.

    I declare that all statements made in this form are, to the best of my knowledge and belief, correct and complete. I undertake to inform the company within 30 days if there is a change in circumstances that affects the tax residency status of the Account Holder or causes the information in this form to be incorrect or incomplete. I shall provide the Company with an updated self-certification form within 90 days of such change in circumstances.

    I understand that any person who provided any incorrect information required to be provided under the Malaysian laws on International Tax Compliance shall (unless he can show that he provided such incorrect information in good faith) be guilty of an offence and is punishable in accordance with the prevailing Common Reporting Standard Rules and Regulations.

    I agree to complete and sign such documents and do such things for purposes reasonably required by the Company to evaluate my proposal and to provide the products or services which I am applying for.

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    FATCA (US Foreign Account Tax Compliance Act) Declaration

    FATCA (US Foreign Account Tax Compliance Act) FATCA

    Foreign Account Tax Compliance Act (FATCA) is a United States of America (US) law, which affects Financial Institutions worldwide, aims at reducing tax evasion by US persons. FATCA requires Financial Institutions outside the US to provide information regarding their customers who are US persons to the US Inland Revenue Service (US IRS). In compliance with the above, Great Eastern Life Assurance (Malaysia) Berhad (the “Company”) is required to obtain information pertaining to the tax residency of each account holder pursuant to FATCA.

    FATCA (US Foreign Account Tax Compliance Act) Declaration

    I/We agree that I/we will update the Company promptly of any change or addition to the information provided herein about me/us, the life assured, the beneficiary named in this proposal or of the policy and any other relevant persons (if any, and collectively with the life assured and the beneficiary the “Relevant Persons”) as the Company may reasonably require. I/We further agree, and represent to the Company that each Relevant Person has agreed when information about him is provided to the Company, that the Company may disclose such information for the purpose of its compliance with any applicable rules, laws and regulations, codes of practice or guidelines or to assist in law enforcement and investigations by relevant authorities. I/We understand that the Company will not be liable for any costs or losses that may be incurred to me/us or any of the Relevant Persons due to actions of the Company permitted herein. In this connection, I/we agree to indemnify the Company against all claims of the Relevant Persons for the aforesaid costs or losses. I/We further understand that my/our failure to fulfill any of the obligations herein, or any of untrue or inaccurate representations given herein, will entitle the Company to deduct or withhold such amount from any payment payable under the relevant policy, and/or to terminate the policy without being held liable, to the extent permitted by law, and I/ we will indemnify the Company against all costs and losses that may be incurred to it therefrom. I/We agree to complete and sign such documents and do such things for purposes reasonably required by the Company to evaluate my/our proposal and to provide the products or services which I am/we are applying for.

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