RM1.38* for the first month premium for RM60,000 coverage!

    Enjoy great savings with life protection for only RM1.38*!

    Insurance too expensive? Now you can enjoy greater savings with life coverage for only RM1.38* for your first month (original premium at RM41.40/month)! 

    3-minute sign-up, free cancellation any time.

    i-MULA 50 is a Starter Pack Insurance Fund (SPIF) programme initiated by Life Insurance Association of Malaysia (LIAM), in collaboration with participating LIAM member companies. A fund of RM5 million is established to encourage and support youth, young families and first-time buyers to purchase life insurance protection. 

    8 Great Benefits

    Covers 45 critical illnesses

    2X payout for personal accident

    RM30 hospital allowance limited to 500 days

    Flexible cash withdrawal**

    Same premium for all ages

    Extendable coverage for spouse and children

    Coverage up to RM60,000 

    Protection until 65 years next birthday

    • Premium RM41.40
    • Premium RM69.00
    • Premium RM138.00
    • Premium RM263.00
    • Premium RM325.50
    • Coverage provided under this scheme
      Benefits Sum Assured
      Premium of RM41.40 / month
      45 critical illnesses RM30,000
      Death due to natural cause / illness RM30,000
      Accidental death RM60,000
      Total and Permanent Disability (TPD) due to illness RM30,000
      Total and Permanent Disability (TPD) due to accident RM60,000
      Hospitalisation Income Benefit RM30 / day
      Funeral Expenses RM5,000
      Total Investment Value (TIV) Based on Net Asset Value (NAV)
    • Coverage provided under this scheme
      Benefits Sum Assured
      Premium of RM69 / month
      45 critical illnesses RM50,000
      Death due to natural cause / illness RM50,000
      Accidental death RM100,000
      Total and Permanent Disability (TPD) due to illness RM50,000
      Total and Permanent Disability (TPD) due to accident RM100,000
      Hospitalisation Income Benefit RM50 / day
      Funeral Expenses RM5,000
      Total Investment Value (TIV) Based on Net Asset Value (NAV)
    • Coverage provided under this scheme
      Benefits Sum Assured
      Premium of RM138 / month
      45 critical illnesses RM100,000
      Death due to natural cause / illness RM100,000
      Accidental death RM200,000
      Total and Permanent Disability (TPD) due to illness RM100,000
      Total and Permanent Disability (TPD) due to accident RM200,000
      Hospitalisation Income Benefit RM100 / day
      Funeral Expenses RM5,000
      Total Investment Value (TIV) Based on Net Asset Value (NAV)
    • Coverage provided under this scheme
      Benefits Sum Assured
      Premium of RM263 / month
      45 critical illnesses RM200,000
      Death due to natural cause / illness RM200,000
      Accidental death RM400,000
      Total and Permanent Disability (TPD) due to illness RM200,000
      Total and Permanent Disability (TPD) due to accident RM400,000
      Hospitalisation Income Benefit RM100 / day
      Funeral Expenses RM5,000
      Total Investment Value (TIV) Based on Net Asset Value (NAV)
    • Coverage provided under this scheme
      Benefits Sum Assured
      Premium of RM325.50 / month
      45 critical illnesses RM250,000
      Death due to natural cause / illness RM250,000
      Accidental death RM500,000
      Total and Permanent Disability (TPD) due to illness RM250,000
      Total and Permanent Disability (TPD) due to accident RM500,000
      Hospitalisation Income Benefit RM100 / day
      Funeral Expenses RM5,000
      Total Investment Value (TIV) Based on Net Asset Value (NAV)

    i-MULA 50 Starter Pack Insurance Fund (Brochure) | Product Brochure | Product Disclosure Sheet | Terms and Conditions | Specimen Master Policy Contract | Campaign Terms and Conditions

    • The promotion is available from 21 March 2025 to 30 September 2025.
    • *Customers can purchase the RM41.40 plan at RM1.38 for the first month and the original premium for subsequent months. This promotional rate does not apply to all other premium tiers.
    • **Partial cash withdrawal for emergency by redemption of units after contributing for at least 12 months.
    • The policy certificate will be sent to the customer’s email address within 21 working days once the policy is accepted. No Assurance in respect of any Life Assured shall take effect under this Policy, unless notification has been duly made and the Company has intimated acceptance of the risk in writing.
    • The Intermediary Commission for this product amounts to a maximum of 5% of premium charges while the Service Fee amounts to 2% of premium charges.
    • Free-look period – you may terminate the plan by returning the Certificate of Assurance to the Company by hand or registered post within fifteen (15) days after your receipt of the same. If the plan is terminated during this period, the Company shall refund an amount equal to the sum of, total investment values of the Certificate of Assurance, the investment values of the units which have been cancelled to pay for insurance charges and policy fees based on Net Asset Value at the Next Valuation Date, and the amount of premiums that have not been allocated to purchase units; minus the expenses incurred for medical examination, if any.
    • Great Eastern Life Assurance (Malaysia) Berhad Life Insurance Complaint Handling: feedback@greateasternlife.com
    • This product is underwritten by Great Eastern Life Assurance (Malaysia) Berhad, and Product is distributed by : UNISHERA GROUP SDN BHD.

    For further information, kindly reach out to gmbismarketing@greateasternlife.com

    Protecting you over 116 years

    Enhance your existing protection with Great Multi Protect, a voluntary top-up plan that offers insurance coverage with potential cash returns to help save for their family’s financial future.

    500
    Partners
    10
    Industries
    1,000,000
    Customers
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    Common Reporting Standard (CRS) Declaration (Member and Life(s) to be Assured)

     

    Common Reporting Standard (CRS)

    The Company is required to collect information regarding the tax residency status of each Account Holder in order to comply with the Income Tax Act 9947 and the Income Tax (Automatic Exchange of Financial Account Information) Rules 2016 (“collectively referred to as Malaysian Laws on International Tax Compliance”). The Malaysian Laws on International Tax Compliance implement the standard for automatic exchange of financial account information in tax matters, commonly known as Common Reporting Standard (“CRS”), developed by the Organisation for Economic Co-operation and Development (“OECD”).

    Pursuant to the Malaysian Laws on International Tax Compliance, the Company may be legally obliged to share the information provided by an Account Holder and other financial information with respect to the financial accounts of an Account Holder with the Inland Revenue Board of Malaysia (“IRBM”). IRBM may exchange such information with the tax authorities of another jurisdiction or jurisdictions in which the Account Holder may be tax resident pursuant to an intergovernmental agreement to exchange financial account information.

    Each jurisdiction has its own rules for defining tax residence. If you have any questions on how to determine your tax residency status, you should consult your tax adviser or the information could be obtained at the OECD automatic exchange of information portal [http://www.oecd.org/tax/transparency/automatic exchangeof information.htm]. The Company will not be in a position to provide assistance beyond the information set out herein.

    Note: In the case of a Cash Value Insurance Contract or an Annuity Contract, the Account Holder is any person entitled to access the Cash Value or change the benficiary of the contract. If no person can access the Cash Value or change the beneficiary, the Account Holder is any person named as the owner in the contract and any person with a vested entitlement to payment under the terms of the contract. Upon the maturity of a Cash Value Insurance Contract or an Annuity Contract, each person entitled to receive a payment under the contract is treated as an Account Holder.

    Common Reporting Standard (CRS) Declaration

    I certify that I am the account holder (or I am authorised to sign for the account holder) in respect of this policy.

    I acknowledge that the information contained in this form, including information regarding the Account Holder and any reportable account(s) may be reported to IRBM and exchanged with the tax authorities of another country or countries in which the Account Holder may be tax resident, pursuant to intergovernmental agreements to exchange financial account information.

    I declare that all statements made in this form are, to the best of my knowledge and belief, correct and complete. I undertake to inform the company within 30 days if there is a change in circumstances that affects the tax residency status of the Account Holder or causes the information in this form to be incorrect or incomplete. I shall provide the Company with an updated self-certification form within 90 days of such change in circumstances.

    I understand that any person who provided any incorrect information required to be provided under the Malaysian laws on International Tax Compliance shall (unless he can show that he provided such incorrect information in good faith) be guilty of an offence and is punishable in accordance with the prevailing Common Reporting Standard Rules and Regulations.

    I agree to complete and sign such documents and do such things for purposes reasonably required by the Company to evaluate my proposal and to provide the products or services which I am applying for.

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    FATCA (US Foreign Account Tax Compliance Act) Declaration

    FATCA (US Foreign Account Tax Compliance Act) FATCA

    Foreign Account Tax Compliance Act (FATCA) is a United States of America (US) law, which affects Financial Institutions worldwide, aims at reducing tax evasion by US persons. FATCA requires Financial Institutions outside the US to provide information regarding their customers who are US persons to the US Inland Revenue Service (US IRS). In compliance with the above, Great Eastern Life Assurance (Malaysia) Berhad (the “Company”) is required to obtain information pertaining to the tax residency of each account holder pursuant to FATCA.

    FATCA (US Foreign Account Tax Compliance Act) Declaration

    I/We agree that I/we will update the Company promptly of any change or addition to the information provided herein about me/us, the life assured, the beneficiary named in this proposal or of the policy and any other relevant persons (if any, and collectively with the life assured and the beneficiary the “Relevant Persons”) as the Company may reasonably require. I/We further agree, and represent to the Company that each Relevant Person has agreed when information about him is provided to the Company, that the Company may disclose such information for the purpose of its compliance with any applicable rules, laws and regulations, codes of practice or guidelines or to assist in law enforcement and investigations by relevant authorities. I/We understand that the Company will not be liable for any costs or losses that may be incurred to me/us or any of the Relevant Persons due to actions of the Company permitted herein. In this connection, I/we agree to indemnify the Company against all claims of the Relevant Persons for the aforesaid costs or losses. I/We further understand that my/our failure to fulfill any of the obligations herein, or any of untrue or inaccurate representations given herein, will entitle the Company to deduct or withhold such amount from any payment payable under the relevant policy, and/or to terminate the policy without being held liable, to the extent permitted by law, and I/ we will indemnify the Company against all costs and losses that may be incurred to it therefrom. I/We agree to complete and sign such documents and do such things for purposes reasonably required by the Company to evaluate my/our proposal and to provide the products or services which I am/we are applying for.

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